Free Advice: 416-499-2122
Or email: ron@mortgagebrokerstore.com
 
marketing image

Mortgage Brokers Laval

Mortgage brokers in Laval provide a vital function for many Canadians who require funds for a loan or mortgage. There are a significant amount of Canadians who can’t get a loan from a bank because they have poor credit, are self employed or are receiving a pension; mortgage brokers can provide loans for all these types of situations.  Mortgage brokers can provide loans for second mortgages, home renovations and debt consolidations.

Our mortgage brokers in Laval can provide both first and second mortgages which can be either fixed or variable mortgages. A fixed-rate mortgage is a loan with monthly payments set at a fixed rate. A fixed-rate mortgage is a popular option giving you the confidence of knowing what your payments will be every month. A variable-rate mortgage involves payments dependent on interest rating rising or declining.

Our lenders understand that many people have a poor or bad credit rating; they also know that credit ratings do not tell the whole financial story. There are many reasons why a person has a poor credit rating including, missed payments, too many credit cards, unpaid balances and even mistakes by the credit rating agencies. The most important point to remember is that private lenders for mortgages do not base their lending decision on your credit rating; even if you have the worst credit rating in the world it is still possible to get a mortgage with reasonable interest rates.

The condition of your property will have a significant impact on whether you will get a loan and the amount of the loan. Many lenders in Laval will go to inspect the property and to talk to the property owner, the lender is trying to determine if the is being maintained in good condition or if the property is falling into disrepair. A property that is deteriorating will fall in value making it hard to sell at fair market value in the future. We recommend that all property owners clean the inside and outside of the property, fix any problem areas and paint over any unsightly spots. These efforts will make getting a mortgage much easier and get the borrower more favourable terms on the mortgage.

When you call our Laval mortgage brokers they can match your financial requirements with lenders across Canada.

Apply Now

Your Name (required)

Your Email (required)

Phone Number (required)

Enter Code: captcha