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Second Mortgage Norfolk County

Many people use second mortgages to get large amounts of cash quickly. A second mortgage is a mortgage that is put on a house with a first mortgage. Since they are a secured loan, they come with lower interest rates than credit cards and personal loans. You can use any equity that you have in your home as the collateral for the mortgage. A couple of other things that people use their second mortgage for specifically are home improvements or fixing any debts they have.

Norfolk Mortgage Brokers

Why choose a mortgage broker? They can contact many different lenders to get the best mortgage rates. Brokers save you the hassle of trying to negotiate with lenders yourself. A mortgage broker can get you second mortgage money quickly. Our team specialises in getting second and bad credit mortgages for people who have been turned away by banks.

Norfolk Private Lender

Here are reasons to finally obtain a private lender. It can really help your situation.

  • You’ve lost your job recently and need a mortgage while you are in between jobs
  • Investment property down payment.
  • Traditional lenders won’t lent you mortgage due to a recent bankruptcy.
  • Your LTV (Loan to Value ratio) is rather high but at the same time, you do not wish to lose your house.
  • A recent judgment, divorce or other life event has seriously affected your credit rating
  • Your qualification ability has been impacted by lower income.
  • To purchase a piece of land with less than the traditional 50% down
  • To stop a pending power of sale or foreclosure

Norfolk Home Appraisers

The top appraisers that serve the Norfolk area are as follows:

  • Rick Daniel: Real Estate Appraisal Services, Inc.
  • Steve Burkett: Burkett Appraisal Service, Inc.
  • Melvin Douglas Smith: Douglas Smith Real Estate Appraisals, LLC
  • Jolene Unger-Sharp: J. Unger & Associates

Appraisers come in handy as they can provide you with an accurate valuation of a property. An important part of any mortgage application is to get an appraisal from a registered Ontario home appraiser. Lenders use the appraised amount to determine how much they are able to lend on a property.

Norfolk Mortgage Refinancing

Mortgage refinancing is a way a person can save a lot of money if they have a lot of high-interest debt. Since a second mortgage is a loan that is secured against property, it is generally offers lower interest rates than credit cards and personal loans. Many people choose to get a second mortgage in order to pay off their credit cards and other high interest debts. By doing this it is possible to save money on your monthly bills.

Norfolk Information

Where is Norfolk? Well in a rural area that is single tier municipality on the north side of Lake Erie in Southwestern Ontario, Canada. It was first created as a county in 1792. It is a very beautiful area that many people love to reside in. There are amazing attractions here that you can find interesting. One of the biggest attractions are the museums that are everywhere. Here are some of the ones they have.

Port Dover Harbour-Museum

This museum is very active in the preserving and presenting of the folklore and traditions still strongly celebrated. Most definitely in the areas where fishing and lakeside activities persist. Since 2002, this museum has housed many artefacts that can be found to this day from the 1852 wreck.

Waterford Heritage and Agricultural Museum

The Waterford Heritage and Agricultural Museum is situated in Waterford’s most famous industrial landmarks namely “The Pickle Factory”. The museum shows all the social, agricultural and industrial history of this area by using certain interactive & engaging exhibits. People enjoy lingering at the beginning of the activities they see because when you look at it head on it looks better.

Eva Brook Donly-Museum

Beautiful Victorian period house museum that consistently features displays of local heritage since it 1st opened in 1946. It is situated in downtown Simcoe & operated by the Norfolk Historical-Society, which was formed in the early 1900s. This museum features a collection of artwork by the legendary artist William Edgar Cantelon & Eva Brook Donly.

 

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