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Housing prices in Ontario are declining due to new policies implemented by the Ontario Liberal government. Real estate agents in Ontario report more listings posted in Ontario and fewer people bidding for homes. According to the statistics, home prices in Toronto are 20% lower than...

Home Capital Group is the parent company of Canada’s largest non-conforming mortgage lender, Home Trust. At the end of 2016, Home Capital had $26.4 Billion under administration. For people with bad credit or are self-employed, Home Trust was in many cases the first choice for...

Our graphics team have created this infographic to highlight some Canadian Real Estate Association estimates for 2017. This information was sourced from the CREA website and the full report can be found at www.crea.ca/news/crea-updates-resale-housing-forecast-18 Canadian Real Estate Outlook for 2017 Many homeowners in Canada are wondering if the...

For many people living in Toronto, the idea of owning a home is a fantasy and becoming comfortable with renting is required to live in the city. The house bidding wars have been standard practice in Toronto for quite some time, but bidding wars for...

Real estate and mortgage statistics are good to know for anyone with a property in Ontario. The information can help in choosing the right mortgage product and you can use these stats to gain some insights to where the market might be headed in the...

When done right, a rental property is an excellent investment. Historically, Canadian real estate has been a great hedge against inflation. Just think of all those Toronto Baby Boomers whose paid-off homes are now worth hundreds of thousands more than they originally paid. By investing in...

Earlier this month, a mortgage-related article published on BNN.ca caught my eye. Looks like Canada’s household debt hovers near record high as mortgage borrowing picks up. Statistics Canada reports that the household debt-to-disposable-income ratio was 165.3 percent for the first quarter of 2016. How does that...

There are many reasons you may want to – or need to – cancel your mortgage. Maybe you’re paying too much interest. Maybe you need to relocate for work. Or maybe you haven’t even moved in yet, but your circumstances have changed. Regardless of the reason,...