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Canadians applying for a mortgage may have to confront the term “high-risk mortgage.” The term might sound intimidating to someone with financial difficulties, resulting in bad credit, limited proof of income, or several debt obligations. Understanding what makes a mortgage... View Article
Whether it’s an unexpected move or something you knew was coming, a job loss can cause big financial problems. However, a private mortgage is an excellent way to help homeowners stop a power of sale while they rebuild their finances... View Article
People with less-than-ideal credit and private loans should consider a different renewal process from the traditional products offered by banks. Understanding the differences and the options available to these borrowers about bad credit is important. Understanding what they can do... View Article
The journey towards securing a mortgage, particularly when grappling with the nuances of bad credit, can often seem like a difficult challenge. There are many options, each tailored to distinct financial backgrounds and credit histories, for borrowers. Learn more
A bad credit mortgage is the name given to the products from alternative lenders that cater to people who can't get traditional loans. They might have a credit score below the bottom threshold of a Bank or Credit Union. Learn more
Understanding how bad credit impacts your ability to secure a mortgage is vital. After all, obtaining a mortgage may be among your life's largest financial choices. Lenders are more hesitant to approve your loan application when you have a low credit score since it makes you a riskier borrower. Learn more
Throughout Ontario, private lenders are well-established and experienced in negotiating private secured second (and sometimes third) mortgage options for existing homeowners with poor credit or high household debt ratios.
