Direct Private Mortgage Lenders for Bad Credit in Ontario
We lend on equity, not credit. Get private mortgage, refinancing, and power-of-sale help from an Ontario team.
- Equity-first approvals
- Same-day callbacks
Find a Mortgage that Suits You
Our dedicated team has more than 15 years of experience helping homeowners protect their finances. Let us help you get the mortgage or real estate assistance you are looking for.
Second Mortgages
We specialize in providing second mortgages in Ontario for people with bad credit. Unlike the major Canadian banks, we approve on equity, not credit.
Learn about Second Mortgages
Stop Power of Sale
A power of sale is a commonly used legal process in Ontario, which allows the mortgage lender to sell your property and recover their money. We stop this process and keep you at home.
Learn about Stop Power of Sale
Private Lenders
We are a direct private lender, funding mortgages from our own capital across Ontario. That means faster decisions, fewer conditions, and no waiting on a middleman.
Learn about Private Lenders
About Mortgage Broker Store
Mortgage Broker Store is both a licensed brokerage and a direct private lender, so we can move faster than firms that only shop your file around.
When the equity and exit plan make sense, we can give a clear answer quickly, issue a firm commitment, and help move capital on urgent timelines.
For files that need a wider lender market, we negotiate across our private-lender network to improve certainty, rates, and closing speed.
For more information, visit our Meet the team page.
Verified Google Reviews
Client feedback focused on speed, clear communication, and practical private mortgage options.
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. Second Mortgages Toronto & Ontario
As a direct private lender and licensed brokerage, we can fund the mortgage or loan that you need. We provide first and second mortgages in Toronto and across Ontario, along with private mortgages, home equity loans, and solutions to stop foreclosure and power of sale.
At the Mortgage Broker Store, our team of dedicated agents will work to get you what you need and can save your home and finances.
Mortgage Broker Store has clients in the GTA and throughout Ontario. Wherever you are in Ontario, we can assist you.
Call 416-499-2122Get a Quote
Our experts will review your situation and offer a quick approval.
Need Mortgage Advice?
Speak with us directly and we will go over the best options for your income, credit score, and property.
Browse all FAQsWhat is a Second Mortgage?
A second mortgage is an additional mortgage registered behind the first mortgage on a property. It can help borrowers access equity without replacing the existing first mortgage.
What Are Private Lenders and Alternative Lenders?
Private and alternative lenders are non-bank lenders who can review equity, property value, and the full borrower situation when a bank approval is not available.
What is Power of Sale & What is Foreclosure?
Power of sale and foreclosure are lender remedies used when mortgage payments or terms are not met. The right strategy depends on province, timeline, lender position, and available equity.
What is a Home Equity Loan?
A home equity loan uses available property equity as security. It can be used for debt consolidation, urgent expenses, refinancing gaps, or other situations where bank financing is difficult.
Toronto Real Estate Market
Toronto and the surrounding GTA include a wide range of property types and lending scenarios. Local property value, mortgage position, and timing all affect available options.
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