Free Advice: 416-499-2122
Or email:
marketing image

Average GTA home price nears $1 million

ron on house pricesApril 5, 2017 – Houses in the Greater Toronto Area have been reaching record prices and many Canadians cannot afford to buy a home. Many current homeowners with low-interest mortgages, but Ron explains that he is beginning to see people struggle with the costs of owning a home.

Watch the full video



How the US Federal Reserve rate hike might affect Canadians

March 16, 2017 – The US Federal reserve has raised their interest rate and have two additional increases planned for 2017. Canada’s interest rates are impacted by those in the US and Ron explains what he believes will change in Canada.

Watch the full video



Canada’s mortgage brokers find ways around new lending rules

mortgage work aroundOctober 20, 2016 – The federal government’s new mortgage rules are leaving many people looking for ways around the new restrictions. A number of altespecialisenders specialize in working with those turned down by banks. Ron Alphonso is one of these lenders, and explains what options consumers have.

Read the full article





Failed the mortgage stress test? Alternative lenders await — at a price

new mortgage rules impactOctober 18, 2016 – Canada’s federal government implemented new rules that aims to limit the number of mortgage applications that qualify for mortgage insurance. These new rules are designed to cool Canada’s red hot real estate market, and prevent a potential market correction’s ability to hurt Canadian banks. Ron Alphonso explains the potential impact these rules will have on the less regulated private lending market.

Read the full article



This man can’t afford his own attorney

toronto star o neilAugust 1, 2016 – We helped Toronto Star journalist Sunny Freeman explain the consequences of court battles with mortgage lenders.

Read the full article






Navigating a hot real estate market

ron on home pricesApril 8, 2016 – We gave our opinion on the current state of the real estate market in a story about inflated Toronto housing prices.

Watch the full video






Predatory lender could take your house in a power of sale

ron fights predatory lenderFebruary 17, 2016 – This is a story about one of our clients who was facing a power of sale from an abusive lender. We were able to stop the power of sale and allow the family to keep their home.

Watch the full video





Can you handle a Mortgage rate hike in 2016?

ron on rate increasesJanuary 8, 2016 – Canadians have been enjoying relatively low mortgage rates for the past few years. Ron warns that rates may increase in the near future.

Watch the full video






The Pay Chen Show on Newstalk 1010 Radio – Episode 122

pay chen show logo

November 28, 2015 – Ron shares his opinion on the current state of Toronto’s real estate market, as well as where he would recommend purchasing a new home.

Listen to the full recording







How Private Lenders and Debt Crazed Homebuyers are Pushing Toronto’s Real Estate Market to the Brink

ron alphonso in toronto life

November 4, 2015 – The cover story in the November issue of Toronto Life focused on some of our past clients and the private lending industry. The story goes into detail about how Ron saved his clients from power of sale proceedings and gives a warning about taking on too much debt.

Read the full story here



Apply Now

Your Name (required)

Your Email (required)

Phone Number (required)

Enter Code: captcha