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Loan to Value Ratio


To help our clients understand how some mortgage decisions are made we have made a series of videos.  The following video gives an explanation of how to determine your loan to value ratio (LTV).


LTV below 75% is considered to be good

LTV between 75% and 80% is considered to be acceptable

LTV between 80% and 85% is risky

LTV above 85% is very risky

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