Do you need to have your home in Ajax refinanced, or are looking to buy a condo or second house, yet you have had your mortgage application denied by the banks? If this is the case our second mortgage lenders may very well be able to assist you with the funds you need. Unlike the banks, we take the time to look at your entire financial outlook in order to determine your eligibility for different private second mortgage financing options.

If you’re looking to buy or refinance you need someone on your side who thoroughly understands the local housing market in Ajax, and that’s where one of our Ajax second mortgage brokers can definitely be of your assistance. We are expert negotiators who understand how to best mediate on your behalf and secure you the best deal possible on a second mortgage.

Nobody knows more about the local mortgage market in Ajax better than our team of mortgage brokers, and there are many homeowners that we have helped with second mortgages Ajax wide when the banks simply weren’t willing to do so. Call us to get low second mortgage interest rates.

Private Lenders

We understand that even the most responsible individuals can end up with bad credit. That’s why we are willing to help you find a solution, even if you have a bad credit score by finding a private lender that is willing to handle bad credit loans. We only work with non-predatory private lenders who are willing to consider various different criteria before issuing a loan for a second mortgage. For instance, we work with private mortgage lenders in Ajax who consider the critical ‘loan to equity’ value of your home when deciding whether to approve the second mortgage, and most of these same lenders will finance a home for more than 80% percent of its value (in some cases they’re willing to finance a home at more than 75%).

Home Appraisers

If you are considering a second mortgage for the purposes of buying a second home or condo in Ajax, Ontario it is absolutely in your best interests to make sure that you are privy to the true physical conditions of the property you are considering purchasing. After all, there is, unfortunately, a history of asbestos and water damage in Ajax, and you should know not only what condition the home is in presently, but also the exact history regarding repairs and renovations that have been made throughout the years. If you do not already have the contact information for a fully licensed home appraiser in the city of Ajax, we can put you in touch with one of our numerous contacts.

Mortgage Refinancing

Simply put, the term ‘mortgage refinancing’ refers to the process of replacing your existing mortgage with a new mortgage where the terms are different.
People choose to refinance for a number of different reasons, but the main reason is that homeowners wish to consolidate all of their different high interest carrying debts into one simple payment that is not only easier to keep track, but also has a more reasonable interest rate and is thus easier to amortize (pay off).

We’ve helped many homeowners get a hold of their debt and reestablish their credit with debt consolidation and mortgage refinancing. To learn more about the different ways in which we can help please get in touch with our team today so we can start putting together a strategy that’s tailored specifically for your needs.

A Little Bit About Ajax

Ajax is a great place to live for entrepreneurs, professionals and families. As part of the GTA it’s easy to commute for those who work in Downtown Toronto or elsewhere in Southern Ontario. It’s a great place to raise kids with lots to do and fine schools, and it is experiencing population growth that is happening quickly but at a low density. What this means is that there is currently a lot of opportunities right now for new businesses in Ajax, yet there isn’t this stressful feeling that the city is becoming overcrowded. Simply put, now is as good a time as ever to invest in Ajax.

Ajax Real Estate Market

Before selling your home in Ajax you ought to consider that housing prices are rising substantially. According to some estimates, the average price of a home in Ajax has risen from approximately 446,000 CAD to around 542,000 in only a year. This is substantial growth, and is continued to increase even further going into 2017.

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