A second mortgage can help you get the money that you need quickly. If you’ve recently been turned down by your bank for a mortgage loan, you don’t have to worry because a private mortgage lender can help you get the money that you require. Once we’ve looked at your financial situation, we will then assess fully the type of private mortgage financing that fits your needs.
Whitby Mortgage Brokers
Our team has a deep understanding of the Whitby mortgage market. We’ve arranged private second mortgages to many customers. Mortgage professionals that understand the local market are able to contact more lenders and get you a better deal. Our skilled and knowledgeable staff can negotiate the lowest rates for second mortgages in Whitby.
Whitby Private Lenders
If you have bad credit, it is unlikely that a bank will approve your mortgage application. If you’re in need of a second mortgage and have a bad credit, we can assist you to provide a second mortgage with a private lender. Each private mortgage lender has different ways of approving mortgages. Most lenders will look at the loan to value ratio as a major factor in the mortgage approval. We are connected with lenders who can finance a home for up to eighty-five percent of its value.
Whitby Home Appraisers
Before you make a decision to purchase a home that you like, it is imperative that you receive accurate information on the condition of that house you wish to buy or sell, including any problems it has. The information you receive will guide you to make a decision that regards the purchase or sale of that house. It is recommended to have a licensed Whitby home appraiser inspect the home and write up an appraisal.
Whitby Mortgage Refinancing
Mortgage refinancing is the process of substituting your current mortgage/mortgages with a new one. It usually has different terms than the original mortgage. Refinancing will help you consolidate high-interest debts into a single manageable payment with a more affordable interest rate lower than other kinds of the unsecured credits. Thus, if you are thinking of refinancing you should call our Whitby mortgage specialists who will start putting in place a plan for your mortgage refinancing needs.
Whitby is a town in Durham Region. It is in this region where its headquarters is located. The town was named after Whitby Yorkshire seaport town. It has a population of 122,022 people from the population census of 2011. From the northern shore of Lake Ontario, the town can be located in southern Ontario, west of Oshawa and east of Ajax. A drive to Toronto Scarborough from the town is approximately a thirty-minute drive. In the eastern part of great Toronto area, the city is known to be a commuter suburb. While its southern part is primarily urban and an economic center its northern part is more rural and native communities of Brooklyn, Myrtle Station, Ashburn, and Myrtle live there.
The city is commonly considered as part of great Toronto area, but statistically, it belongs to the greater Oshawa metropolitan area, and both are found in the east region of golden horseshoe. The town’s chief asset is the excellent natural harbor on Lake Ontario. It is from this harbor where grains from farmland to the north, were first shipped in the year 1833.
Whitby Real Estate Market
The real estate market in Whitby continues to move on an upward trend. This is because according to the latest statistics it shows that the housing prices have been growing on a double digit in the past few years, since last year the real estate market has been rising by 11.5 % and thus making the price aggregate of houses in the area increase from $ 650,432 to 476,134.