Home Equity Loans, Refinance of Private First and Second Mortgages across Canada

Mortgage brokers have more options and can provide great rates

Volatile financial markets means that having access to more lenders makes more sense than ever before. A bank or credit union will only show you their mortgage products. As Mortgage Brokers, we offer mortgage rates and products from over 40 different mortgage lenders.  Our job is to match the right mortgage rate, lender, and product with your needs.

Interest Rates Comparable to Bank Rates

Depending on your circumstances If you have good credit, plenty of equity in your home, or a good deposit, you can get a lower rate of interest through a mortgage broker than you could at your bank.

As Mortgage brokers we provide mortgages for the following situations:

First Mortgages

• You can refinance up to 75% of your home value
• Use the equity in your home money to do what you always wanted or start your own business, home improvements etc.

Second Mortgages (2nds)

• You can refinance up to 85% of your home value.
• Use your money tied up in your home to do what you always wanted or start your own business, home improvements etc.

Debt Consolidation Loans

• Are you paying 19% – 29% interest on your credit card debt?
• As a client you can use your home equity to save thousands and pay off your debt faster

Second (2nds) Mortgages for Rental or Second Properties

• 10% down, up to 25 years mortgage amortization, rental properties must prove income

Mortgages and Loans for Self Employed People

• Banks do not like to lend to self-employed people because there are some difficulties confirming income and employment
• We look beyond your self-employment income to assist you in obtaining a mortgage

Local Mortgage Brokers

• our mortgage brokers complete transactions across the entire county. We have specialized mortgage brokers in  every province that have a very good understanding of the local market conditions.

Home Equity Lines of Credit (HELOC), Equity Loans, Car Loan

• Make your mortgage tax deductible. Create tax savings and increase net worth by combining line of credit with low rate fixed mortgage.
• you can’t get more flexible arrangement to finance your vehicle to pay off your loan and keep the payments low.

Mortgage for New To Canada, Visiting, First Time Home Buyers

• you can qualify for the mortgage with as little as 15% down

Bad Credit Loans

• We can provide loans to people with poor credit score we can even provide loans for people with very bad credit in Ontario Canada

Has Your Bank Turned Down your Mortgage Application, Did you File for Bankruptcy or do you have  a Poor or Bad Credit Rating

• bad credit, score of 575 and lower?
• what ever your credit situation may be we have a mortgage for you

Private Mortgage Money Lenders Canada

• Private mortgage lenders and brokers are an alternative source of financing, the money is provide by an individual who directly invests in your property. Private mortgage lenders can provide the private money you need when other traditional lenders have turned you down. Private mortgage lenders have a much more flexible set of criteria for each loan than most of the traditional lenders.
• Private lenders loans are mainly based on the amount of equity in your home, most private lenders loans will have a maximum loan to value ratio of 85%. Private lenders loans are not based on your credit score, you could have very low credit score and still qualify for a loan if you have enough equity in your home.
• Private mortgage loans can be used to finance second mortgages, home renovations, debt consolidations and many other purposes.Private mortgage loans usually have a higher level of risk associated with them and their for private loan lenders will ask for a higher interest rate to offset the risk.
• We have specialized private mortgage brokers that can quickly assist you in getting the money you need. Our private mortgage brokers can tell you within a matter of minutes how large a loan you can qualify for and when the money will be available for you.

Power of Sales and Foreclosures

• If you are trying to stop a “power of sale” or “foreclosure” of your home we may be able to assist you. Each “power of sale” or “foreclosure” is unique and our mortgage agents can give explain some options that may save your home.