How Do Private Mortgage Lenders Determine Interest Rates
Private mortgage lenders use a variety of different factors to determine interest rates. For some, the higher the Loan to Value Ratio (LTV), the higher the fees. Learn more
Private Lenders’ Relief Options for Job Changes & Income Disruptions
Private lenders understand the struggles of a borrower during a job loss. So, with an empathetic approach, not only will they offer a new payment scheme, but might also present options for interest-only payments. Learn more
Why Some Private Lenders Won’t Renew Loans: Key Insights
When you get a mortgage or loan from a private lender, it's a contract that lasts for a specific time. A traditional mortgage has a term that can last from one to five years or even longer. Most private lenders offer only one-year terms. Learn more
Interest Rates & Insights on Ontario Private Lenders
If you're looking to get a loan or mortgage, you have several different options to choose from that have different interest rates and other features. Learn more
What First-time Home Buyers in Ontario Need to Know
It's important to keep in mind that buying your first home in Ontario isn't a small accomplishment. However, the financial site NerdWallet offers some positive news. Learn more
Private Mortgage Solution for Self-Employed Individuals
Recent statistics are pointing to the fact self-employment is bouncing back from pandemic level lows. Statistics Canada reports this segment of the workforce rose by 50,000 in August of 2023. That's the first big increase in the last nine months. Learn more
Understanding Inflation’s Influence on Private Mortgage Borrowing
Inflation, the rate at which the general level of prices for goods and services rises, significantly impacts various sectors of the economy. One such sector profoundly influenced by inflation is the private mortgage lending market. Learn more
Exploring the Increase in Private Mortgages as Canadians Face Loan Obstacles
There's been an increase in private mortgages both across the country and at home here in Ontario. One of the big reasons is that Canadians are facing obstacles from traditional lending institutions. Learn more
How Private Lenders Can Help You Expand Your Investment Portfolio
Investing in real estate can be a lucrative venture, but it often requires a substantial infusion of capital to seize the best opportunities. Learn more
The Future of Private Lending in Ontario: Challenges and Opportunities Ahead
Currently in Ontario, the private lending industry stands poised for a transformation. As borrowers seek alternative financing avenues, private lending emerges as a solution, with fewer regulations and rules compared to traditional lenders. Learn more
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