Is July A Good Month To Sell Your House in Ontario?
July has been a turbulent month for real estate in Ontario. Learn why July may not be a good month to sell your house in Ontario.
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Are Private Lenders Better than Banks?
Are private lenders a better choice when you’re looking to take out a mortgage for a house? Are they better than the banks? The answer depends on several factors like whether you’re looking for a short-term or long-term product. Learn more
What to Do When Your Mortgage Application is Denied
Applying for a mortgage –– or any type of loan for that matter –– can be quite stressful if you don’t know your options. With a mortgage, as well as a mortgage renewal and refinancing, you’re getting loans to help purchase a home to live in, so having your application rejected can be terrifying to most people. This is why you should always prepare for your application to be rejected in advance. Learn more
Can I Sell My House to a Cash Buyer and Live in it as a Tenant?
Selling your house to a cash home buyer can solve financial issues. You could be facing a power of sale or foreclosure in Toronto, Etobicoke, Markham, or Oshawa. Learn more
Assignment Sale Trends in Ontario for 2022
In this article, we’ll explore what an assignment sale is, why people perform assignment sales and what are the most common uses for them, the new taxes on assignment sales in Ontario for 2022, and some future predictions. Learn more
Is 2022 a Good Time to Sell a House in Ontario?
If you’re looking to sell a home fast, you’ll need to hit the right part of the cycle and jump in during a seller’s market. Deciding whether 2022 is that time means looking at some trends and stats. Learn more
Statistics on Mortgage Arrears in Canada for 2022
Mortgage arrears are the missed or late payments on a mortgage loan. Also known as mortgage delinquencies, this is known as “default” because it does not honour the terms of a mortgage agreement, which is typically paying a monthly fee on time. Mortgage arrears, left unpaid, can result in the lender's power of sale or foreclosure of a property. Learn more
What Happens When You Break Your Mortgage Contract?
With the increase in the demand for homes, home prices skyrocketed. Combined with the cutting of mortgage rates to help stimulate home buyers, it is a great time to sell houses or refinance your mortgages.
Refinancing Myths Dispelled
Refinancing your mortgage can provide a number of advantages. You might be able to get a better mortgage rate and lower your monthly payments. However, first-time refinancers can find some surprises like resetting a payment timeline, credit checks, and closing costs.
How to Estimate the Value of a Property Using HouseSigma
So how do we correctly estimate the value of a property? There are a lot of ways to know how much a property is worth, each method using different calculations and factoring in characteristics of the properties such as the location, living area, construction year, number of rooms, inclusions (pool, terrace, veranda), proximity to schools, shopping area, public transportation, current market condition (buyer’s/seller’s market), city migration, and many many more.