Finding a good real estate agent isn't as complicated as it might seem at first. It's always a good idea to check off at least one traditional box to begin. Learn more
Read more about The Essential Qualities to Look for in a Real Estate Agent »
Among the most critical factors that impact your mortgage approval odds are bad credit and the Loan-to-Value (LTV) ratio. Learn more
Read more about The Connection between Bad Credit, LTV, and Mortgage Approval »
If you have bad credit, getting a mortgage will be tricky! Especially with a high loan-to-value (LTV) ratio. While it is a difficult task, the challenge is not impossible. Learn more
Read more about Tips for Qualifying for a Bad Credit Mortgage with a High LTV »
A credit score is a significant determinant in the finance world, governing individuals' eligibility to secure loans and mortgages. Challenges will exist for those grappling with poor credit scores, often leading them to believe that getting accepted for a mortgage loan is a distant dream. Learn more
Read more about Can Bad Credit Mortgages Help Improve Your Credit Score? »
Mortgage refinancing is a simple process. It's really all about paying off one existing mortgage with a brand new one. It's important for people to remember that to take advantage of a refinance you need to break an existing agreement. Learn more
Read more about How to Successfully Refinance Your Home in Ontario »
It's important to keep in mind that buying your first home in Ontario isn't a small accomplishment. However, the financial site NerdWallet offers some positive news. Learn more
Read more about What First-time Home Buyers in Ontario Need to Know »
Recent statistics are pointing to the fact self-employment is bouncing back from pandemic level lows. Statistics Canada reports this segment of the workforce rose by 50,000 in August of 2023. That's the first big increase in the last nine months. Learn more
Read more about Private Mortgage Solution for Self-Employed Individuals »
In the second quarter of 2023, credit card balances for Canadians hit a record high of $107.4 billion. The report from Equifax also highlighted the average non-mortgage debt for credit active consumers edged up to $21,131. Learn more
Read more about Exploring the Link Between Growing Loan and Credit Card Balances »
Inflation, the rate at which the general level of prices for goods and services rises, significantly impacts various sectors of the economy. One such sector profoundly influenced by inflation is the private mortgage lending market. Learn more
Read more about Understanding Inflation’s Influence on Private Mortgage Borrowing »Answers to common questions about this Mortgage Broker Store page.
The blog covers private mortgages, second mortgages, power of sale, home equity, bad credit mortgage options, debt consolidation, and practical mortgage education for Ontario homeowners.
No. Blog articles are general education. A mortgage recommendation should be based on the property, income, credit, debts, timeline, and lender options available for the specific file.
Yes. If an article matches your situation, you can contact the team and reference the topic so the discussion starts with the right context.
Use the articles to understand terms, risks, and possible paths, then confirm the numbers and lender requirements before making a decision.
