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Remortgaging a property can result in lower monthly payments and lowered interest rates. However, the process can be trickier than advertised. In the middle of the investment process, some borrowers can find themselves completely vulnerable when lenders don’t discuss the... View Article
People with less-than-ideal credit and private loans should consider a different renewal process from the traditional products offered by banks. Understanding the differences and the options available to these borrowers about bad credit is important. Understanding what they can do... View Article
Only traditional mortgage lenders use the Total Debt Service (TDS) ratio to determine whether a loan application should be accepted. The ratio measures the potential borrower’s ability to manage their debt, and lenders use it to decide on creditworthiness. If... View Article
As digital mortgage services reshape borrowing and lending in Canada, understanding their impact is crucial. This article explores how digital mortgages streamline processes, innovate technology, and present new challenges and opportunities in the mortgage market. Learn more.
