The Bank of Canada has eight scheduled policy interest rate announcements in 2026, and these dates are important for anyone watching mortgage costs. These announcements can influence borrowing…
Read more about Bank of Canada 2026 Rate Announcement Calendar: What Each Date Means for Your Mortgage »
There’s an undeniable financial shift in Canada. In 2025, many Canadians will see mortgage rates increase due to economic pressures and policy changes. Household budgets have become strained…
Read more about Brace for Impact: Why Canadian Homeowners Expect Higher Mortgage Costs in 2025 »
Adjustable-rate mortgages (ARMs) are becoming more popular as they offer interest rates that can vary over time, unlike fixed-rate mortgages which have a constant rate throughout the term. While ARMs can benefit borrowers when interest rates fall, they also pose the risk of increased payments if rates rise, making it crucial to understand how these fluctuations impact both interest and principal payments. Learn more.
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Applying for a mortgage approval is a long and tedious process. The time it takes also depends on where you start—if you’ve found a home yet, what type of loan you are getting, how prepared you are with your documents, what type of lender you will be borrowing from, etc.
Read more about How Many Days Before You Get Mortgage Approval? »