How Your Credit Score Impacts Your LTV and Mortgage Rates
Improving your credit score takes time and effort. But doing so can significantly impact your LTV ratio and mortgage interest rates. Learn more
Blog
The Importance of LTV in Home Financing
When it comes to home financing, the Loan-to-Value (LTV) ratio is a factor that determines loan terms and interest rates when borrowing money. Learn more
How Private Lenders Can Help You Expand Your Investment Portfolio
Investing in real estate can be a lucrative venture, but it often requires a substantial infusion of capital to seize the best opportunities. Learn more
How to Sell My House for Market Value
The housing market is heating up. That means it’s an excellent time to consider selling for market value. This value can be determined by a number of factors. Learn more
Forced Sales in the GTA: What Homeowners Need to Know
In this article, we will delve into the intricacies of forced sales, how they work in the GTA, the consequences they entail, and crucial steps homeowners can take to prevent such distressing situations. Learn more
Understanding the Difference Between Good and Bad Debt
Debt. It's a topic that stirs up a whirlwind of emotions, leaving us wondering about its potential as a stepping stone to financial success or a ball and chain dragging us down. Learn more
The Future of Private Lending in Ontario: Challenges and Opportunities Ahead
Currently in Ontario, the private lending industry stands poised for a transformation. As borrowers seek alternative financing avenues, private lending emerges as a solution, with fewer regulations and rules compared to traditional lenders. Learn more
Navigating Canada’s Current Housing Affordability Crisis
As of right now, Canada is grappling with a pretty bad housing crisis that has left many individuals and families struggling to find affordable and suitable housing options. This article will look at the factors that have contributed to this crisis, including rising demand, limited supply, and rising housing costs.
The Impact of Rising Interest Rates on Ontario’s Housing Market
Will Ontario's hot housing market last or will it eventually cool off? This article will examine how Ontario's housing market is impacted by rising interest rates. We'll explore what this could imply for both present and future homeowners. Learn more.
Strategies for Managing and Consolidating Multiple Debts to Streamline Payments and Improve Credit
According to the most recent government survey from 2019, 75% of Canadians live with debt. Of course, there are multiple kinds. The same research reports that 40% of Canadians hold a mortgage. Those numbers are similar whether you live in Scarborough, Etobicoke, Mississauga, Ajax, or Oshawa. Learn more