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Your credit score is an important financial benchmark that lending institutions use to approve a mortgage application. In a nutshell, it's a three digit number that indicates how you pay your bills. Learn more
Understanding how inflation shapes private mortgage lending rates requires a definition of the term. Simply put, inflation is the rate of price increases over a certain amount of time. Learn more
Owning a home can be one of the best investments you will ever make. It is one that comes with a variety of challenges that need to be met, chief among them being financing the purchase of the property. Learn more
Trying to buy a property in Ontario can feel intimidating, especially when all the real estate news seems to talk about how high prices are getting. Learn more
Improving your credit score takes time and effort. But doing so can significantly impact your LTV ratio and mortgage interest rates. Learn more
When it comes to home financing, the Loan-to-Value (LTV) ratio is a factor that determines loan terms and interest rates when borrowing money. Learn more
Investing in real estate can be a lucrative venture, but it often requires a substantial infusion of capital to seize the best opportunities. Learn more
The housing market is heating up. That means it’s an excellent time to consider selling for market value. This value can be determined by a number of factors. Learn more
In this article, we will delve into the intricacies of forced sales, how they work in the GTA, the consequences they entail, and crucial steps homeowners can take to prevent such distressing situations. Learn more
Debt. It's a topic that stirs up a whirlwind of emotions, leaving us wondering about its potential as a stepping stone to financial success or a ball and chain dragging us down. Learn more
