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Mortgage refinancing is a simple process. It's really all about paying off one existing mortgage with a brand new one. It's important for people to remember that to take advantage of a refinance you need to break an existing agreement. Learn more
It's important to keep in mind that buying your first home in Ontario isn't a small accomplishment. However, the financial site NerdWallet offers some positive news. Learn more
Recent statistics are pointing to the fact self-employment is bouncing back from pandemic level lows. Statistics Canada reports this segment of the workforce rose by 50,000 in August of 2023. That's the first big increase in the last nine months. Learn more
In the second quarter of 2023, credit card balances for Canadians hit a record high of $107.4 billion. The report from Equifax also highlighted the average non-mortgage debt for credit active consumers edged up to $21,131. Learn more
Inflation, the rate at which the general level of prices for goods and services rises, significantly impacts various sectors of the economy. One such sector profoundly influenced by inflation is the private mortgage lending market. Learn more
Understanding how bad credit impacts your ability to secure a mortgage is vital. After all, obtaining a mortgage may be among your life's largest financial choices. Lenders are more hesitant to approve your loan application when you have a low credit score since it makes you a riskier borrower. Learn more
When it comes to property buying and selling, you can’t underestimate the significance of the experience that comes with having a real estate agent. Learn more
Combining multiple debts into one single larger loan might get you better terms like lower interest rates and lower monthly payments. Learn more
If you're seeking real estate and mortgage expertise in Ontario, Jonathan Alphonso is highly recommended. Learn more
There's been an increase in private mortgages both across the country and at home here in Ontario. One of the big reasons is that Canadians are facing obstacles from traditional lending institutions. Learn more
