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    Understanding the Impact of Bad Credit on Your Mortgage Approval

    Understanding the Impact of Bad Credit on Your Mortgage Approval

    Understanding how bad credit impacts your ability to secure a mortgage is vital. After all, obtaining a mortgage may be among your life's largest financial choices. Lenders are more hesitant to approve your loan application when you have a low credit score since it makes you a riskier borrower. Learn more

    November 7, 2023 8:30 am By Jonathan Alphonso Bad Credit Mortgages Ontario, Blog Read More
    Importance of Choosing a Real Estate Agent

    How Important is Experience When Choosing a Real Estate Agent?

    When it comes to property buying and selling, you can’t underestimate the significance of the experience that comes with having a real estate agent. Learn more

    November 6, 2023 8:30 am By Jonathan Alphonso Blog, Real Estate Agent Read More
    Understanding the Surge in Consolidation Loan Balances

    Riding the Wave of Debt: Understanding the Surge in Consolidation Loan Balances

    Combining multiple debts into one single larger loan might get you better terms like lower interest rates and lower monthly payments. Learn more

    October 12, 2023 9:30 am By Jonathan Alphonso Blog Read More
    Real Estate Agent in Scarborough

    How Can I Connect with a Real Estate Agent in Scarborough?

    If you're seeking real estate and mortgage expertise in Ontario, Jonathan Alphonso is highly recommended. Learn more

    October 10, 2023 8:30 am By Jonathan Alphonso Blog, Real Estate Agent Read More
    Exploring the Increase in Private Mortgages

    Exploring the Increase in Private Mortgages as Canadians Face Loan Obstacles

    There's been an increase in private mortgages both across the country and at home here in Ontario. One of the big reasons is that Canadians are facing obstacles from traditional lending institutions. Learn more

    September 29, 2023 9:00 am By Jonathan Alphonso Blog, private lenders Read More
    Private Mortgage Lenders vs Traditional Loans

    FSRA Alert: Private Mortgages on the Rise as Traditional Loans are Hard to Secure

    Finding the right mortgage product comes down to two different choices. Traditional institutions like banks and credit unions have strict lending requirements that include adherence to credit scores. Learn more

    September 27, 2023 8:00 am By Jonathan Alphonso Blog Read More
    Buy or Sell Property with a Real Estate Agent in Ontario

    How Can a Real Estate Agent Help Me Buy or Sell a Property in Ontario?

    Ontario's real estate market is active and dynamic. Finding your way through the complicated market can be stressful, whether you are looking to sell property or a home buyer. Learn more

    September 25, 2023 8:30 am By Jonathan Alphonso Blog, Real Estate Agent Read More
    How to Maintain Credit Score During Mortgage Borrowing Process

    How to Maintain Your Credit Score During the Mortgage Borrowing Process

    Your credit score is an important financial benchmark that lending institutions use to approve a mortgage application. In a nutshell, it's a three digit number that indicates how you pay your bills. Learn more

    September 13, 2023 8:30 am By Jonathan Alphonso Blog Read More
    The Role of Inflation in Shaping Private Mortgage Lending Rates

    The Role of Inflation in Shaping Private Mortgage Lending Rates

    Understanding how inflation shapes private mortgage lending rates requires a definition of the term. Simply put, inflation is the rate of price increases over a certain amount of time. Learn more

    September 11, 2023 8:00 am By Jonathan Alphonso Blog Read More
    Can I Use a Co-Signer for a Bad Credit Mortgage?

    Can I Use a Co-Signer to Help Me Qualify for a Bad Credit Mortgage?

    Owning a home can be one of the best investments you will ever make. It is one that comes with a variety of challenges that need to be met, chief among them being financing the purchase of the property. Learn more

    August 14, 2023 8:30 am By Jonathan Alphonso Bad Credit Mortgage, Blog Read More
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