Top 5 Simple Home Renovations for Maximum Property Value
Home renovations can increase your enjoyment and the property’s value. It's important to pick and choose the ones that fit in with your budget and have a good return. Learn more
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Ontario Mortgage Renewal: Step-by-Step Guide
When you're at the end of your mortgage term, and you still have a balance, you'll need to renew or pay the balance off in full. Traditionally, the term for a mortgage is somewhere between one and five years. Learn more
How to Improve Your LTV for a Bad Credit Mortgage
Figuring out how to get a mortgage loan isn’t easy, particularly for those with bad credit. However, it’s important to understand that there’s another factor in play here, the loan-to-value ratio—commonly known as LTV. Learn more
The Essential Qualities to Look for in a Real Estate Agent
Finding a good real estate agent isn't as complicated as it might seem at first. It's always a good idea to check off at least one traditional box to begin. Learn more
The Connection between Bad Credit, LTV, and Mortgage Approval
Among the most critical factors that impact your mortgage approval odds are bad credit and the Loan-to-Value (LTV) ratio. Learn more
Tips for Qualifying for a Bad Credit Mortgage with a High LTV
If you have bad credit, getting a mortgage will be tricky! Especially with a high loan-to-value (LTV) ratio. While it is a difficult task, the challenge is not impossible. Learn more
Can Bad Credit Mortgages Help Improve Your Credit Score?
A credit score is a significant determinant in the finance world, governing individuals' eligibility to secure loans and mortgages. Challenges will exist for those grappling with poor credit scores, often leading them to believe that getting accepted for a mortgage loan is a distant dream. Learn more
How to Successfully Refinance Your Home in Ontario
Mortgage refinancing is a simple process. It's really all about paying off one existing mortgage with a brand new one. It's important for people to remember that to take advantage of a refinance you need to break an existing agreement. Learn more
What First-time Home Buyers in Ontario Need to Know
It's important to keep in mind that buying your first home in Ontario isn't a small accomplishment. However, the financial site NerdWallet offers some positive news. Learn more
Private Mortgage Solution for Self-Employed Individuals
Recent statistics are pointing to the fact self-employment is bouncing back from pandemic level lows. Statistics Canada reports this segment of the workforce rose by 50,000 in August of 2023. That's the first big increase in the last nine months. Learn more