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Dealing with Canada's constantly changing economic situation would also mean getting a firm grip on your own credit situation. This isn’t just a smart move, it's a fundamental aspect of handling your finances. In this article, we’ll be looking into how you can effectively evaluate your credit status.
Private lenders understand the struggles of a borrower during a job loss. So, with an empathetic approach, not only will they offer a new payment scheme, but might also present options for interest-only payments. Learn more
When you get a mortgage or loan from a private lender, it's a contract that lasts for a specific time. A traditional mortgage has a term that can last from one to five years or even longer. Most private lenders offer only one-year terms. Learn more
If you're looking to get a loan or mortgage, you have several different options to choose from that have different interest rates and other features. Learn more
Home renovations can increase your enjoyment and the property’s value. It's important to pick and choose the ones that fit in with your budget and have a good return. Learn more
When you're at the end of your mortgage term, and you still have a balance, you'll need to renew or pay the balance off in full. Traditionally, the term for a mortgage is somewhere between one and five years. Learn more
Figuring out how to get a mortgage loan isn’t easy, particularly for those with bad credit. However, it’s important to understand that there’s another factor in play here, the loan-to-value ratio—commonly known as LTV. Learn more
Finding a good real estate agent isn't as complicated as it might seem at first. It's always a good idea to check off at least one traditional box to begin. Learn more
Among the most critical factors that impact your mortgage approval odds are bad credit and the Loan-to-Value (LTV) ratio. Learn more
If you have bad credit, getting a mortgage will be tricky! Especially with a high loan-to-value (LTV) ratio. While it is a difficult task, the challenge is not impossible. Learn more
