Featured Posts

Are Reverse Mortgages a Good Idea?

So, what exactly is a Reverse mortgage? A reverse mortgage represents a home loan for homeowners who are 55 and older which does not require a monthly mortgage payment. Learn more

How to Identify an Unlicensed Mortgage Company?

Although the majority of mortgage brokers in Ontario are operating legally, it is always advisable to practice due diligence when seeking mortgage advice and securing mortgage financing. Learn more

Three Types of Lenders Available in Ontario Explained

With mortgage interest rates at historically low levels coupled with soaring house prices and record-breaking house sales in Ontario, more and more Ontario homeowners are looking to take advantage of such a lucrative housing market. Learn more

Can You Be Disqualified from Obtaining a Mortgage?

In the mortgage process, it is important to understand that lenders are looking for specific conditions a borrower should meet. If unable to meet this criterion, an Ontario borrower may be turned down by the banks and big lenders. Learn more

Should You Borrow for Your Down Payment?

One of the most difficult aspects when it comes to applying for a secured mortgage loan is trying to save for a down payment. It is also hard to know exactly how much is the preferred amount to put down. Learn more

Qualifying for a Mortgage with Bad Credit

Many real estate professionals had anticipated the worst-case scenario when the Covid-19 pandemic hit. Predictions included large-scale numbers of mortgage arrears, notable declines in property values, and a drop in the number of home sales in Ontario and Nationally. Learn more

How To Calculate My Mortgage Payments – Types of Mortgages

It can be a little confusing when contemplating the different types of secured mortgage loans that Ontario lenders can provide. It can also be a little intimidating when determining which lenders may be suitable when seeking a secured mortgage. Learn more